What Rewards Will Benefit Me the Most?
Consider your lifestyle when you’re reviewing card benefits and incentive programs. If you rarely travel, air miles won’t prove very useful to you; you’d do better with a cash-back card. So many reward cards are out there—take your pick! For example, you can get a card that rewards you with the following:
• Cash
• Air miles or frequent-flyer miles good for free tickets
• Generous rebates on future purchases of gasoline
• Gift certificates
• Contributions to your retirement or college savings plans
• Partial mortgage payments By using these tips and the ones that follow, you’ll find a credit card that comes with the right payoffs for you. As
your situation changes when you no longer carry a balance, for example take a fresh look and adapt the tips to your current situation. Finding a card that fits you to a T and gives you bonuses for charging things you’d use anyway can be a very fun, profitable experience. Credit cards, fun? Profitable? Who’d have “thunk” it? And we’re just getting started! Now let’s take a closer look at some of those great fringe benefits to smart charging.



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